SIP (Systematic Investment Plan) Calculator

📈 SIP Calculator

Investment Frequency:

Monthly Investment Amount (Rs.):

Expected Annual Return (%):

Investment Period (Years):

Total Amount Expected: -

Total Amount Invested: -

Total Gain: -

Total Gain %: -

💡 How SIP Calculation Works:

Future Value = P × [((1 + r)^n - 1) / r] × (1 + r)
Where:
P = Periodic investment amount
r = Periodic return rate (annual rate/compounding periods)
n = Total number of investments

Calculations adjust for selected investment frequency.

Can a SIP Calculator Really Help You Grow Wealth? Here’s What You Should Know

Let’s be honest — saving money is hard. But what if there were a simple way to invest small amounts regularly and actually watch it grow over time?

That’s where a SIP calculator comes in.

So, What Exactly is SIP?

SIP stands for Systematic Investment Plan. It’s a method where you invest a fixed amount — say Rs. 2,000 or Rs. 5,000 — every month, quarter, or even once a year into mutual funds or other investment options. The real magic lies in consistency and compound growth.

Nepal SIP Calculator 2081 – Laptop showing SIP investment calculator with monthly savings, estimated returns, future value, and wealth gain chart, placed with coins, handwritten notes, and a coffee cup on a clean workspace.

Now, if you're curious about how much these small investments can grow into, that’s exactly what a SIP calculator helps you find out.

How Does This SIP Calculator Work?

Using this tool is super simple. You just enter:

The amount you’re planning to invest regularly,
The expected return rate (annually, usually in %),
And how many years you plan to stick with it.

In a second, it’ll show you:

Your total invested amount,
The estimated future value of that investment,
And the profit or gain you could make — both in numbers and percentage.

Honestly, it’s not just about numbers. Seeing the power of compounding visualized can give you the push to start — and stick to — your investment journey.

But Wait, How’s This Different From a Weighted Average Cost Calculator?

Glad you asked. While this SIP calculator projects your future returns, a Weighted Average Cost Calculator is more about looking backward — like figuring out the average price you paid for multiple stock purchases at different prices.

So if you’re into mutual funds, long-term savings, or retirement planning — start with this SIP tool. If you're analyzing stock buy-in costs, that’s when the weighted calculator comes in.

SIP Calculator FAQs (That You Should Actually Care About)

🟣 Q: Can I only use this for monthly SIPs?
Nope. This tool works for monthly, quarterly, semi-annual, and annual investments. You pick what fits your plan.

🟣 Q: Will these results match real-life investments?
Not exactly — but close. The calculator uses formulas based on expected returns. Actual results may vary due to market changes.

🟣 Q: Is this only for mutual funds?
Not at all. You can use it for any recurring investment: gold plans, savings accounts, business budgets — anything you invest into consistently.

🟣 Q: Why would I need both this and a Weighted Average Cost Calculator?
Think of it this way: SIP Calculator helps you plan ahead. Weighted Average Cost helps you analyze what you’ve done so far — especially useful if you're into stocks or crypto.

Final Thoughts

If you’ve been putting off your financial goals, maybe all you needed was the right tool to help you see the big picture. This SIP calculator does just that — and a little more.

Start small, stay consistent, and let compounding do the heavy lifting. Who knew math could actually make you money?